Cookies Policy
Effective Date: January 1, 2025
Learn how we use essential cookies, browser local storage, and privacy-first technologies to power our Roth IRA calculations.
1. What Are Cookies & Local Storage?
Cookies are small text files that websites place on your device as you browse. They are processed and stored by your web browser and serve essential functions such as maintaining user preferences, securing web traffic, and analyzing aggregate website performance.
In addition to cookies, modern web applications utilize HTML5 Local Storage. Local storage allows web pages to store small pieces of data directly inside your browser client without transmitting them back and forth to external servers on every request.
2. Our Privacy-First Approach to Financial Calculations
Our core philosophy is absolute financial privacy. All calculations performed on this website—including your age, retirement goals, annual contribution limits, current balances, and projected wealth—run entirely client-side using JavaScript in your own web browser.
We do not log, transmit, or store your personal financial numbers on remote servers. We use browser storage strictly to remember functional settings (such as your cookie preferences and interface selections) so your experience remains seamless.
3. Categories of Storage We Use
We classify the cookies and browser storage technologies used on our website into the following categories:
Strictly Necessary / Essential
These items are required for the fundamental operation of the website, including security tokens, load distribution, and recording whether you have acknowledged our cookie consent notice.
Functional & Preferences
These store your personalized preferences, such as selected language or interface display preferences, ensuring you do not have to reconfigure them each time you navigate the site.
Performance & Aggregated Analytics
We use non-invasive, privacy-friendly analytics to track high-level metrics such as page response times, browser compatibility, and overall traffic patterns. This telemetry is aggregated and never linked to your personal financial calculations.
Zero Third-Party Advertising / Marketing Trackers
We do not employ third-party cross-site behavioral tracking cookies, commercial ad-retargeting pixels, or data-broker profiling tools. We never monetize or sell user interaction records.
4. Summary of Storage Technologies Used
| Item / Key | Provider | Purpose | Storage Type | Expiration |
|---|---|---|---|---|
| cookie_consent | rothiracalculator.info | Records your acceptance of the website cookie consent notice so the popup does not display repeatedly. | LocalStorage | Persistent (1 Year) |
| theme_settings | rothiracalculator.info | Preserves interactive calculator theme and view state during your browsing session. | LocalStorage | Persistent |
| _va / Telemetry | rothiracalculator.info (Vercel) | Collects anonymous, aggregate page load and core web vital metrics to maintain site reliability. | First-party Cookie | Session / 30 Days |
5. How to Control & Manage Cookies in Your Browser
Most modern web browsers allow you to manage cookie and local storage preferences through their settings or privacy options. You can choose to block all cookies, reject third-party cookies, or clear stored cookies whenever you close your browser.
To manage your preferences, consult the help menu of your browser: Google Chrome (Settings > Privacy and security), Mozilla Firefox (Settings > Privacy & Security), Apple Safari (Preferences > Privacy), or Microsoft Edge (Settings > Cookies and site permissions). Note that blocking essential cookies may affect some interactive features.
6. Manage Your Consent Settings on This Website
You can reset or change your cookie consent preferences at any time by clicking the button below. Resetting consent will clear your saved choice, causing the cookie notice to reappear on your next visit to our homepage.
7. Policy Updates & Inquiries
We may update this Cookies Policy periodically to reflect technological improvements or regulatory adjustments. If you have questions regarding our use of cookies or client-side storage, please contact us at: support@rothiracalculator.info